Build the pool you want now and pay over time. Coastal Oasis Pools partners with two trusted financing companies, so you can check your options in minutes and compare offers.
Quick online prequalification for personal pool and home improvement loans.
Opens HFS Financial's secure site in a new tab.
Financing for pools, renovations and outdoor living through participating lenders.
Opens Lyon Financial's secure application in a new tab.
We visit, design your project and give you a clear, itemized quote.
Prequalify online with HFS Financial, Lyon Financial or both.
Compare what you're offered and pick the payment plan that fits.
Once you're funded, we handle permits and get to work.
Roll the projects you want into one plan instead of choosing between them.
Custom pools designed around your yard and budget.
New finishes, tile, coping and modern upgrades.
Spillover spas, tanning ledges, bubblers and fire bowls.
Variable-speed pumps, heat pumps, salt systems and smart controls.
Pavers, travertine and outdoor living space.
Keep bugs and debris out of your new pool.
| Feature | HFS Financial | Lyon Financial |
|---|---|---|
| How it works | Connects you with third-party lenders | Facilitates applications to participating lenders |
| Credit impact to check options | Won't impact your credit score, per HFS | Soft pull to start; lenders may run a hard pull |
| Loan type | Fixed-rate personal loans | Varies by participating lender |
| Home equity required | No | Varies by lender |
| Deferred-payment option | Not listed | On qualifying loans |
| Military benefit | Not listed | Possible discounted fees |
| Best for | Fast online prequalification | Flexible programs and outdoor living add-ons |
Rates, terms, fees and approval are set by the lenders and depend on your credit and project. See each partner's site for full details.
Coastal Oasis Pools is veteran owned and operated. Military applicants may qualify for discounted fees through Lyon Financial (not available in NJ or CA; conditions apply).
Yes. Coastal Oasis Pools works with two financing partners, HFS Financial and Lyon Financial. Both connect homeowners with third-party lenders that finance new pools, pool remodels and other home improvement projects in Hernando, Citrus and Pasco County.
HFS Financial says that checking your loan options won't impact your credit score. Lyon Financial uses a soft credit pull for its initial inquiry, though participating lenders may run a hard credit check if you move forward with a loan. Review each partner's disclosures before applying.
You can finance new pool construction, pool remodeling and resurfacing, equipment upgrades and many outdoor living projects. Lyon Financial also lists outdoor kitchens, pergolas, patios, decks, hardscaping and landscaping among the projects it can help finance.
You're welcome to check your options with both partners and compare the offers you receive. HFS Financial focuses on fast prequalification and personal loans with no home equity requirement. Lyon Financial offers a deferred-payment option on qualifying loans and potential fee discounts for military applicants.
Not necessarily. HFS Financial offers personal loans with no home equity requirement and no appraisal. Lyon Financial works with participating lenders whose requirements vary, so review its application details for specifics.
It helps. A free, itemized estimate from Coastal Oasis Pools tells you exactly how much to request. Many homeowners also prequalify early to set a comfortable budget before finalizing their design.
The lenders do. Rates, terms and approval depend on your credit profile, loan amount, term length and other factors. Coastal Oasis Pools does not set rates or make lending decisions, and approval is not guaranteed.
Know exactly what your project costs before you apply. We'll give you a clear, itemized quote at no charge.
Financing is provided by third-party lenders through HFS Financial and Lyon Financial. Neither HFS Financial nor Lyon Financial is a lender, and Coastal Oasis Pools is not a lender or broker. All loans are subject to credit approval and the terms of the lender. Rates, terms, fees and program availability vary based on credit profile, loan amount, term, state and other factors, and are subject to change without notice. Not all applicants will qualify. Coastal Oasis Pools does not set rates, make lending decisions or guarantee approval. Please review each financing partner's disclosures before applying.
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Pool Contractor in Citrus & Hernando County, FL
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